TEACHINGS
God gives us vision or insight into His plans for our lives. We often watch that vision turn to dust, at which point we intensely engage God. After awhile the vision is fulfilled (often not quite as we saw it). Along the way, God has drawn us into deeper relationship with him.
Financial Counseling Ministry
:: Mission Statement
The HCKB Financial Counseling Ministry exists to help people apply biblical principals in managing their finances. We believe that through salvation, everyone can become good stewards of their finances if they are obedient to the Holy Spirit that dwells within them.
In a financial bind? Contact the HCKB Financial Counseling Ministry.
We use Biblical principals to help people get their financial lives in order.
Phone: 235-5814 or email carlm@hopechapel.com
Why does it always seem we have just enough money to get by? For many people, the paycheck comes in and goes out with little or nothing to show for it. Sure, 
we pay our bills and rent, but where does the rest of the money go? If this is you, you need to start a budget. The budget is your key to unlocking good financial stewardship. Just like a diet helps you lose weight by limiting calorie intake, a budget helps you save money by limiting money outflows. A budget is simply a written guide on how you plan to spend your money in various areas (food, entertainment, rent, gas, toiletries, 
etc.). In the same way a diet succeeds through discipline, having discipline in following your budget will determine your financial success.
The following are two budget worksheets developed by Alan Tang and Wayne Iseri of our Financial Counseling Ministry:
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